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sexta-feira, 19 de abril de 2013

Levantamento Ticket Car aponta aumento de 2,18% no preço médio do etanol no Brasil


Levantamento Ticket Car aponta aumento de 2,18% no preço médio do etanol no Brasil
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Pesquisa Índice de Preços Ticket Car mostra que o combustível derivado da cana é vantajoso apenas em São Paulo, Mato Grosso e Goiás
Seguindo a previsão dos reajustes diluídos no preço de combustíveis na bomba, o motorista brasileiro que deu preferência ao etanol na hora de abastecer o carro, sentiu diferença no bolso. A produção de cana na safra 2013/14, que se inicia agora, deve manter a tendência de recuperação já verificada no ano passado, sendo capaz de abastecer os mercados interno e externo em expansão.


Segundo o último levantamento promovido pelo Índice de Preços Ticket Car (IPTC), o preço do etanol sofreu aumento de 2,18% em março, cotado, em média, a R$ 2,41/L, e deve seguir essa tendência nos próximos meses, por conta do período de entressafra, que acaba diminuindo a produção de cana de açúcar. Os dados do levantamento Ticket Car também apontam que esse combustível é vantajoso apenas em São Paulo, Mato Grosso e Goiás.


Nesse contexto, a gasolina é o combustível mais econômico nos outros 23 Estados e no Distrito Federal, com média de R$ 3/L. A partir do recente reajuste no preço da gasolina para o consumidor, as perspectivas do setor é que o derivado do petróleo tenha alta de 4% nas bombas, inclusive por conta dos “aditivos” que entrarão em vigor a partir do dia 01 de maio (portaria da ANP altera o percentual de adição de etanol à gasolina para 25%). Na inflação, o impacto do reajuste da gasolina é alto porque o item combustível pesa muito no IPCA (Índice Nacional de Preços ao Consumidor).


Os melhores preços do País são encontrados em São Paulo, onde a gasolina é comercializada com valor médio de R$ 2,81/L e o etanol, em média, R$ 1,98/L. O Acre lidera como o Estado com o menor custo-benefício para a gasolina, média de R$ 3,34/L, e Roraima segue com o preço mais alto em etanol, com média de R$ 2,72/L.


Para os motoristas que optaram por outras formas de abastecimento, como o Gás Natural (GNV), a média nacional foi de R$ 1,86/L; diesel R$ 2,42/L e diesel S-10 R$ 2,43/L. A gasolina teve média nacional de R$ 3/L e o etanol R$ 2,41/L.


Consulte a tabela abaixo ou o site www.ticketcar.com.br/iptc para saber qual o combustível mais econômico em cada região. O Ticket Car faz quinzenalmente esse levantamento. Os profissionais verificam, junto aos mais de 14 mil postos credenciados à sua rede, os preços médios dos combustíveis nos 26 Estados brasileiros, além do Distrito Federal.

Dados IPTC - Índice de Preços Ticket Car Março 2013
Sobre o Ticket Car
No mercado desde 1990, o Ticket Car é líder e pioneiro em gestão de frota, além de ser o primeiro cartão com chip do País com operação 100% online. Inicialmente apenas para abastecimento, é uma linha de produtos e serviços para gestão de despesas de veículos, que inclui gestão de abastecimento e manutenção, serviços de assistência 24h, administração de bomba de combustíveis interna, entre outros. O Ticket Car é um produto Ticket e traz economia média de até 20% na gestão de frotas empresariais. Atualmente atende a oito mil empresas-clientes. Ao todo, são 500 mil veículos geridos, atendidos por meio de 14 mil estabelecimentos credenciados.
Sobre a Ticket
Presente no Brasil desde 1976, a Ticket conquistou a liderança histórica do setor de refeição-convênio, com o Ticket Restaurante. Nestes 36 anos no País, a empresa também ampliou seu leque de atuação, com o lançamento de produtos inovadores como o Ticket Alimentação, Ticket Car, Ticket Transporte e Ticket Frete.
Com abrangência nacional, a Ticket atende a 57 mil empresas-clientes e mais de 5 milhões de usuários, com 4,2 milhões de cartões eletrônicos em operação aceitos em uma rede de 320 mil estabelecimentos credenciados em 4,8 mil municípios brasileiros.
A Ticket é uma empresa Edenred – que integra as empresas Ticket e Accentiv´ Mimética.
CDI Comunicação Corporativa
Maria Juliana Buso/ Mirella Gutierrez
Tel.: (11) 3817-7959 / (11) 3817-7922
e-mail: mariajuliana@cdicom.com.br / mirella@cdicom.com.br

BES e Edenred criam parceria estratégica no mercado de serviços pré-pagos - Banca & Finanças - Jornal de Negócios

BES e Edenred criam parceria estratégica no mercado de serviços pré-pagos - Banca & Finanças - Jornal de Negócios

Roteadores domésticos têm vulnerabilidades críticas de segurança, diz estudo - IDG Now!

Roteadores domésticos têm vulnerabilidades críticas de segurança, diz estudo - IDG Now!

segunda-feira, 15 de abril de 2013

BTN Blueprint: Top 10 Tips For Auditing Travel Card Transactions


Note: The National Association of Purchasing Card Professionals in early 2013 conducted a panel discussion on travel auditing with Silver Spring Networks program manager Virginia Pope and FIS credit card manager Toni Waters. That discussion generated the tips below.  

Diane McGuire
Are you tasked with managing travel card or corporate card transactions? Even if your policies and procedures manual is exhaustive, it's not always easy to manage travelers who know how to work the system, the cash and the receipts. Our panelists said, "We're on to you." The following top 10 list offers solid practices for auditing travel card transactions.
1. Managers and approvers are a key control; get them to pay attention. Your first line of defense is the manager who approves a traveler's expense report, ensuring that all transactions have a clear and justifiable business purpose. Help those managers understand that rubber-stamping expense reports without looking at the details tempts employees and opens the organization up to fraud.
2. Look for spend on weekends and around holidays. We all know that Sunday is a big travel day for businesspeople who need to travel cross-country for a Monday meeting. Maybe that's why our mavericks try to slip in personal charges on weekends and the days surrounding holidays. Our panelists also watch the day before Thanksgiving and the day after—Black Friday—for misuse.
3. Track and graph the biggest spenders. Our panelists recommend sorting data on your biggest spenders, graphing expenses over time, looking for spikes in spend. Was it a one-time jump? Use your data reporting tools to review month-over-month patterns and make sure the spikes make sense.
4. Review merchant name, including your card issuer. Our panelists put on their detective hats every day, looking for suspicious merchants: upscale clothing stores, online retailers and consumer electronics. Justification is key. Approving managers should review the merchant name and make sure the item or service aligns with the merchant. Most organizations have no annual fees associated with their programs, so you should never see the issuer as the merchant.
5. Sort expenses by merchant category code. When looking for exceptions, sort by MCC, taking a look at codes outside hotels and restaurants (the largest categories). You can quickly look through retail and other categories for merchants that are unlikely to be legit. Although experienced managers know to look at the funny ones—they will jump out at you—they also remind us that there are a lot of gray areas too: Target? Wal-Mart? Clothing retailers? Keep in mind that you can get meals at these places. And clothing could be legitimate if someone loses their luggage.
6. Require flight receipts. Some travelers wonder why this is mandatory, especially when booking through a company-sanctioned travel management company. However, receipts often are required to ensure the flight is not in someone else's name—a spouse, for instance. There could be instances when an employee is going on a business trip and he or she charges a spouse's ticket to a company card. It's also important to track flights for contractors, clients and individuals flying in for job interviews, for example.
7. Keep an eye on your cash. Requesting cash reimbursement without a receipt presents a huge opportunity for falsifying expenses, especially as IRS guidance stipulates, "Documentary evidence is not needed if your expense, other than lodging, is less than $75." Our panelists report that cash expenses are inching up and often are very close to this dollar amount. Pull a cash report and look solely at those transactions; it's likely that most should be on the card. Our panelists also recommend:
• Organizations should feel free to set their own thresholds for cash and receipt requirements. A lower threshold for cash is probably a better idea; try $10 or $25. While this can be a pain point for many employees, it makes sense from a risk-management perspective. A $10 cash threshold makes a cash meal more in line with reality.
• Encourage cardholders to provide all receipts regardless of policy.
• Most transactions should be placed on a card for process cost savings, spend transparency and the opportunity to earn incentives. Remind cardholders about recommended card use and help them fall in line.
8. Look for oddities and duplicate payments using the Same-Same-Same" test. P-card auditors will be familiar with the Same-Same-Same concept, developed by Dr. Mark Nigrini in his book Forensic Analytics: Methods and Techniques for Forensic Accounting Investigations, as they for years have been looking for duplicate or split transactions that fall just under card transaction limits. In addition to duplicate payments, we're essentially looking for odd transactions that happen too often. By extracting transactions that fall just a hair under the limit for which an organization requires a receipt, as well as those that end in .99, .00 or .50 (which are uncommon with typical transactions that include tax), it is possible to find unusual patterns of activity.
9. Watch for a heavy hand with cash tipping. This category goes hand-in-hand with cash reimbursement policy as a red flag. This is where T&E policy can really make an impact. Many organizational travel policies include a guideline stating "the organization won't reimburse more than X percent for [type of] tip." Our panelists also recommend running a report on average tips per employee to notice unusual amounts.
10. Look for padding in automobile mileage expense reports. It's easy for a traveler to throw a few extra miles on a mileage expense report, so it's a good idea to include detailed travel logs as part of your travel policy: "Where did you go? What was the purpose?" When it comes to auto travel, recommend that individuals choose the most cost-effective option for the organization. For example, if a vehicle needs to be driven more than 300 miles, a rental car is usually the cheaper option. But if you work in a rural area and have to drive 50 miles to a rental car location, maybe not.
Stay On Top Of Your Game (And Theirs) 
Stay on top of new technology, automation tools, surveys and benchmarks that demonstrate what others are doing well. Take time to understand different types of liability and what makes sense for your organization. Our panelists have experience with individual, corporate and joint-and-several liability. With individual liability, the cardholder has some skin in the game; otherwise, there isn't as much motivation to create expense reports. If cardholders don't pay a bill, it affects their personal credit and, if a delinquency exceeds 180 days, the status could impact a potential rebate. In most cases, the organization pays a delinquent bill, and then demands payment from the cardholder. Organizations should watch these accounts very carefully.
Handling Repeat Offenders 
Corporate culture can play a role in the level of discipline that's meted out for misuse. In the name of keeping employees happy, some organizations employ stricter measures, like card cancellation, only as a last resort. Try these steps with your cardholders:
1. Take action immediately if you conclude that fraud has occurred. Follow through on your organization's policy concerning consequences for dealing with fraud.
2. If applicable, remind cardholders that this is not a personal card and it can be taken away.
3. Make them acknowledge policy: Inappropriate expenses are never allowed on the card and could be grounds for cancellation, without notice.
4. Store reprimands in a human resources file—the first warning, the second warning—so you have a record of steps taken.
This report originally appeared in the April 1, 2013, edition of Business Travel News. 

Survey: More Integration Needed For Travel Expense Systems


Improving the value of a company's travel and expense program can be accomplished through tighter integration between travel and enterprise systems, consolidation of travel and expense data and more frequent use of preferred vendor relationships, according to a January survey by SAP and CFO Research.
Conducted in January among 173 senior finance executives at large and midsize North American and European companies across various sectors, the survey found that a plurality of respondents, 39 percent, indicated that "the single largest barrier to accessing robust, timely and comprehensive information on travel expenses is a lack of integration among different systems and process."
Twenty-two percent of companies surveyed said their travel systems are tightly integrated with enterprise research planning and general ledger systems. Fifty-two percent indicated some integration, while 25 percent said there is no integration between their systems.
Of the surveyed senior finance executives who work at companies with tightly integrated travel systems, 49 percent agreed that travel systems contributed substantially to their ability to meet travel expense management goals. This figure was lower among respondents at companies with "somewhat integrated travel systems" (11 percent) and executives at firms with no integration between their travel and other enterprise systems.
Consolidating travel expense data into a single source also tends to offer better value, according to the survey; 25 percent of polled companies reported using a unified source of travel expense data.
"With this level of complexity, collecting, aggregating and analyzing travel-related information can easily be as much of a time-sink with siloed systems as it is in companies that do it all by hand," according to researchers.
Of the respondents who indicated their companies have a unified source of travel expense data, 84 percent said management decision makers have access to "robust, timely and comprehensive information" on travel expenses. Among executives working at companies that have multiple data sources, 57 percent indicated as much.
Three-quarters of respondents indicated their companies use preferred vendor relationships to receive special products, services, prices or business terms for travel-related purchases, and 77 percent agreed that using preferred-vendor relationships would "yield a meaningful financial benefit for companies."
"Fully leveraging such relationships is most often a question of consolidating purchasing volume and better enforcing employee compliance," according to the survey report.
Respondents pointed to some remaining travel cost-control challenges. One company further restricted employee travel to better control costs, one respondent reported, but the new restrictions brought additional difficulty in managing them.
An associated challenge is that the need for speed and maneuverability outpaces the degree of control companies seek. Simplifying the administrative burden for employees may come at the expense of the more detailed reporting that finance executives need to better control spending. Also, automating the processes is not enough, according to researchers. It has to be "done right," by offering more integration and consolidation between systems, as well as more communication to employees.

Edenred launches new community for reward and benefits professionals


Edenred launches new community for reward and benefits professionals

Edenred has launched e.hub, a new knowledge community aimed at sharing advice and best practice for reward and benefits practitioners.
The e.hub is at the heart of a new Edenred website and provides insight on benefits trends through blogs from product experts, new thinking about benefits and reward strategy shared from its work with clients as well as new research in the form of whitepapers.
Andy Philpott, sales and marketing director at Edenred said:
"When we talk to our clients, the first question they have is about what their peers and competitors are doing around reward and benefits. They are hungry for ideas from the market which can help them deliver innovation and improvement in the work they do in their organisations.
Our new knowledge centre is designed to meet that need with a balance between timely industry insight and in-depth research on trends in reward and benefits.
It's an important new resource for practitioners who can take advantage of it by joining the community."
Practitioners can find out more at: http://edenred.co.uk/ehub

BRASILTURIS JORNAL - Viajantes já podem adquirir cartão pré-pago pela internet

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Telogis to announce expanded fuel card integration telematics service

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O que muda com a entrada em vigor da nova Lei de Crimes Digitais? | IDG Now!

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